insurance

Health Insurance and Our Hospital

by local | Health

I am a retired 68 year old with Medicare and BCBS plan G supplemental insurance.  Was on Medicare.gov yesterday checking out the supplemental plan and my Plan D prices. Ended up calling BCBS for the correct price and of course it came in the mail today.  Relatively good news, the plan only goes up about $22 per month which is better than expected.  $257 compared to this years $235 a month.

While on Medicare.gov looked at my profile and saw that I have paid less than half of the required deductible everyone who turned 65 after 2020 is required to pay.  Believe what has been paid is from an eye exam earlier this year.  I have been to a primary care provider twice and have had blood drawn twice.  Have not received a single bill from BMH this year and the first visit was in early June.  With the hospital running out of money wondering if many are not being billed.  My insurance combination is quite good, paying most costs, but I think the deductible should have been billed.   What is your experience?

Apply Insurance Law To ICE & Immigration & Protests & Deportations!

by CrisEricson2016 | Politics

Date: June 10, 2025 Watching ICE immigration protests on YouTube at https://youtube.com/watch?v=G2mPQ4qShoM hosted by Steve Lookner who may be a regular guy sitting in his garage in Massachusetts and arranging for people he knows to send him “Live” protest footage. There are big protests in Los Angeles, New York City, and maybe Charlotte, North Carolina, etc.

How To Beat Insurance Companies, Legally

by RDavis | Health

Many of us consider health insurance companies to be the enemy. They have too much control over our lives and we feel frustrated having to pay high prices for premiums and then not being sure if our insurance will even cover us when we need it. Sadly, one person recently took his outrage on an insurance company CEO by killing him. That doesn’t make matters better. If that murderer wanted to change the system he could have done a lot of other things, but he chose to make headlines the wrong way.

Short of creating a single payer system where private insurance companies are eliminated, there are a few ways to rein them in and get what you need. One of those ways is to go through the appeals process when a claim for service is denied. Every state has different rules about how to appeal denied claims and I will talk about how to beat the big boys in Vermont. I have helped people with appeals over the years and have won appeals against Blue Cross Blue Shield of Vermont three times.

The Dismantling of American Health Insurance

by RDavis | Health

Instead of repealing the Affordable Care Act Republicans have found other ways to erode access to health care for more Americans. Policy changes, budget cuts and the elimination of programs have made it harder for moderate and low income Americans to access Medicaid, family planning services and a host of smaller programs.

These moves don’t make headlines and the people who are hurt by the changes may not even realize that they have lost something until they need a service. They also may not know that they lost coverage they may have had because they never tried to access the kind of care they had not needed.